Build Real Money Skills That Actually Stick
Most people learn about budgeting from spreadsheets and theory. We think that's backwards. Our programs focus on practical scenarios you'll face next month, not abstract concepts from textbooks.
Programs start September 2025, with smaller workshops kicking off in July. No promises about becoming rich — just honest education about managing what you already have.
Budget Foundations
8 weeks • Starting Sept 2025This isn't about restricting yourself or following someone else's formula. We look at how money actually flows through your life and build systems that match your reality.
- Track spending without feeling micromanaged
- Set up automated savings that work with irregular income
- Handle unexpected costs without panic
- Build a budget that adjusts when life changes
Debt Navigation
6 weeks • Starting Oct 2025Debt feels overwhelming because most advice is either too simple or too judgmental. We break down actual strategies based on your specific situation.
- Compare payoff methods with real numbers
- Negotiate better terms without feeling intimidated
- Balance debt reduction with regular life
- Avoid common refinancing traps
Investment Basics
10 weeks • Starting Nov 2025Investment content is often either too complicated or makes unrealistic promises. We focus on understanding what you're actually doing with your money and why.
- Understand risk without getting scared off
- Choose investments that match your timeline
- Spot red flags in financial products
- Build a portfolio you can explain to others
Financial Planning for Families
7 weeks • Starting Jan 2026Family finances get messy fast. Different priorities, unexpected needs, and trying to plan years ahead while handling today's bills.
- Coordinate finances without constant arguments
- Plan for education costs realistically
- Handle aging parents and growing kids simultaneously
- Create backup plans that actually work
Raj Krishnan
Budget Foundations LeadSpent 12 years helping families recover from financial setbacks. Believes most budget advice fails because it ignores how people actually live.
Amara Chen
Investment ProgramsFormer financial advisor who got tired of pushing products. Now teaches people to understand investments before buying them.
Liyana Hamzah
Debt Strategy ExpertWorked through her own debt challenges before becoming a counselor. Focuses on practical steps instead of shame-based approaches.
How Learning Actually Works Here
Each program follows a similar pattern, but adapts to what participants need. We adjust as we go instead of sticking to rigid schedules.
Weeks 1-2: Your Current Situation
Figure out where you actually are. No judgment about past decisions — just honest assessment of what's happening right now with your finances.
Weeks 3-5: Building New Systems
Start implementing changes gradually. Test different approaches and adjust based on what works for your specific life. Some people need three tries to find the right system.
Weeks 6-7: Handling Problems
Practice dealing with disruptions before they happen in real life. What do you do when your car breaks down or your hours get cut? Build responses instead of just hoping for the best.
Week 8+: Long-term Planning
Look ahead at where you want to be in three to five years. Create flexible plans that can handle changes without falling apart completely.
Ready to Start?
Programs fill up based on who applies first, with priority for people who've attended our free workshops. We keep groups small — usually 15 to 20 people — so everyone gets actual attention.
Get Program DetailsEarly registration opens June 2025. Email us if you want a reminder when spots become available.